By Mariela
Updated: September 23, 2024
5 minutes
Blue Cross Blue Shield is one of the famous insurance companies in the US that has strong experience in providing the right insurance plans that one needs. But there’s a problem when it comes to laser hair removal treatment. It’s a cosmetic procedure and just like most insurance companies, BSBS doesn’t cover the costs of laser hair removal treatment unless it’s a very special case.
In this article, we’ll explore whether Blue Cross Blue Shield covers laser hair removal treatment, if not then what are some financial options, and how one can opt for a better alternative that’ll give them the same results as laser treatment.
Table of Contents:
Part 1: What’s Laser Hair Removal?
Laser hair removal is a very famous cosmetic treatment across the US where you can get your hair removed for a very long time with the help of lasers. You’ll undergo a treatment plan that’ll be done in a series of 8 to 13 sessions. With each progressive session, your hair will start weakening and they’ll start shedding. It’ll be very difficult for the hair roots to grow new hair anytime soon, giving you long-term hair-free skin.
Benefits Of Laser Hair Removal
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- You’ll get hair-free skin for a very long time.
- Laser treatments will give you freedom from regular and frequent hair removal like shaving, waxing, or depilatory creams.
- Your skin’s texture will improve and it’ll become soft, silky, smooth, and cute-looking.
- Laser treatments give a long-term solution to hair removal and it’s perfect for people of any gender.
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Common Uses Of Laser Hair Removal
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- Laser hair removal treatment is mostly used to get rid of unwanted hair on body parts like arms, legs, face, chest, back, or private regions.
- Sometimes people go through laser treatment to improve their skin health and texture.
- Laser hair removal treatment can also help you reduce the effects of severe hair growth conditions like hirsutism.
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Laser Hair Removal Costs
The costs of laser hair removal treatment depend on the body part that you want to cover.
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- Full Chest: $300
- Upper Lip: $100
- Bikini Women’s: $150
- Brazilian Women’s: $175
- Full Face with Neck: $250
- Full Back: $450
- Under Arms: $150
- Areola: $100
- Full Body: $1000
- Ab Line: $100
- Chin: $100
- Full Legs: $450
- Partial Legs: $250
- Full Arms: $350
- Partial Arms: $200
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Part 2: Does Blue Cross Blue Shield Cover Laser Hair Removal?
No! Blue Cross Blue Shield won’t cover the costs of your laser hair removal treatment because it’s a cosmetic procedure. The insurance companies don’t back any cosmetic treatments because they consider these treatments as a part of a person’s grooming procedure and it’s not an important treatment for one to live a healthy life. But there are some cases in which one is unable to live a healthy and normal life without getting a laser treatment such as hirsutism.
Special Considerations
Hirsutism is a problem in which a female starts growing hair on her body just like a man. She grows hair on those parts as well where usually men grow hair. The hair is coarse, dense, and very manly, which can eradicate her feminine appearance and give her mental trauma. BCBS and some insurance companies may cover laser treatments in such cases but it’s subject to their final decision.
Does My BCBS Plan Cover Laser Hair Removal?
Usually, your BCBS plan won’t cover laser hair removal unless you can prove that it’s a medical requirement for you. BCBS offers hundreds of plans for individuals, families, and medicare personnel and none of them will cover your laser hair removal treatment. To verify if your plan will cover the treatment costs, you will need to speak to the official customer care of BCBS.
Part 3: How Can I Finance My Laser Hair Removal Treatment?
There are a few ways through which you can fund your laser hair removal treatment if your insurance plan doesn’t back you.
Fund Raising
Fundraising is very popular across the US to raise money from the public to fulfill personal goals. The key advantage is that you don’t have to return the money. Popular ways to do fundraising are:
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- Facebook fundraising program
- Online websites that support fundraising
- Conduct fundraising on Instagram or social media if you have a strong fanbase
- Offline fundraising through events
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Personal Loans
One may take a personal loan from a bank or financial institution since laser hair treatment is a personal expense. These personal loans will come with a huge interest rate and you will need a good credit score to get the loan.
Pay With A Credit Card
If your credit card limit is high enough to pay for the treatment costs, then paying the treatment bills with a credit card is a safe way to divide the liability over upcoming months.
Affordable Alternative To Laser Treatment
Ulike IPL hair removal device is a highly affordable way to get the same results as a laser treatment but without hurting your pocket. Ulike IPL is a small handheld device that treats unwanted hair with the help of intense pulse rays. These rays penetrate the skin and get stored in the hair roots. It gradually starts converting into heat energy and eventually destroys hair roots, causing hair to shed.
As you advance through a series of sessions, you’ll notice hair falling and no new hair growing again. Therefore, Ulike IPL treatment is almost similar to laser treatment but highly affordable and inexpensive.
Ulike IPL Benefits
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- You’ll get hair-free skin for a very long time.
- It’s a one-time cost of the device and no more costs after that.
- Ulike IPL is almost pain-free just like laser treatment.
- I’ll give you the same results that you’ll get from laser treatments.
- You’ll get freedom from strict schedules because you can do the treatment anytime and anywhere.
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Conclusion
Blue Cross Blue Shield won’t cover the costs of your laser hair removal treatment. Even if you have hirsutism, getting an insurance coverage approval from BCBS is a very difficult process. Since laser treatments are very expensive, there are some ways to cover the costs through fundraising, loans, breaking the savings, or paying with a credit card. None of these options are suitable for most people in the US, which is why the only feasible choice is Ulike IPL which is affordable, gives the same results as laser treatments, and is very convenient. You’ll get long-term results without hurting your pocket.
